MAKING YOUR DENARIUS COUNT: Basic Guide To Financial Planning. In today’s fast changing economy, diligent personal money management is essential to successful financial planning. Successful financial planning is not simply the accumulation of asset or the income we earn. We can be worth many millions and yet experience cash flow problems which may lead to insolvency. While one may be earning $20,000 a year and another $200,000, the problem remains the same. The financial health of a person does not depend on the amount he earns nor the assets he has accumulated, but on how he manages what he earns and what he has.
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Writer: Albert Kwok